Short Detail:
Indian Overseas Bank (IOB) has announced Generalist / Specialist Officers Recruitment 2026-27 for total 291 posts. Candidates who want to apply for Generalist and Specialist Officer can submit their online application form from 29/08/2026 to 15/09/2026, if you meet all the required eligibility criteria. For complete details such as eligibility, age limit, selection process, salary, and application steps, candidates must read the full notification carefully.
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Indian Overseas Bank (IOB)
IOB Generalist / Specialist Officers Recruitment 2026
Advt No.: HRDD/RECT/04/2026-27
Public
Result
.in
Important Dates
- Application Start Date: 29/08/2026
- Last Date To Apply: 15/09/2026
- Last Date Of Fee Payment: 15/09/2026
- Form Correction Date: N/A
- Admit Card Date: Before exam
- Exam Date: Notify soon
Application Fees
- SC / ST / PWD Candidates: Rs. 175/-
- General / OBC / EWS Candidates: Rs. 1000/-
- Pay the fee online using Debit Card, Credit Card, Internet Banking, BHIM or UPI
Age Limit
Age As On Date: 01/08/2026
- Min Age: Post-Wise, see Eligibility table below
- Max Age: Post-Wise, see Eligibility table below
- Age relaxation extra is applicable as per the rules of “Indian Overseas Bank Generalist / Specialist Officers Recruitment 2026-27”
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC / ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| Persons With Benchmark Disabilities (PwBD) | 10 Years |
| Persons Affected By 1984 Riots | 5 Years |
| Ex-Servicemen / Commissioned Officers | 5 Years |
Vacancy Details
Total Posts: 291
| Category | Vacancy |
|---|---|
| SC | 46 |
| ST | 21 |
| OBC | 79 |
| EWS | 28 |
| UR (General) | 117 |
| Total | 291 |
Eligibility Details
| Post Name (Scale) | Age Limit | Qualification & Experience |
|---|---|---|
| Manager (Branch Management) – MMGS II | 23-33 Years | Graduate in any subject, with minimum 3 years of officer-level experience in a bank, including at least 2 years in branch banking. |
| Manager (IT) – MMGS II | 25-35 Years | B.E./B.Tech/MCA/M.Sc in CS, IT, ECE or E&I, with minimum 5 years of IT experience, including 3 years in banking/BFSI, and hands-on skills in one specialised IT area. |
| Manager (Information Security) – MMGS II | 22-32 Years | B.E./B.Tech/M.E./M.Tech in CS, IT, ECE, Cyber Security or Information Security, with minimum 2 years of experience across at least three security-related areas. |
| Manager (Information Security Audit) – MMGS II | 22-32 Years | B.E./B.Tech/MCA in CS, IT, ECE or Cyber Security, with 2 years of experience in IS audit/security or banking software development, plus a mandatory certification like CISA, CISSP, ISO 27001:LA or OSCP. |
| Senior Manager (IT) – MMGS III | 28-38 Years | B.E./B.Tech/MCA/M.Sc in CS, IT, ECE or E&I, with minimum 8 years of IT experience, including 5 years in banking/BFSI, plus a mandatory security certification (CISA/CISSP/ISO 27001:LA/OSCP). |
| Senior Manager (Information Security) – MMGS III | 25-35 Years | B.E./B.Tech/M.E./M.Tech in CS, IT, ECE or Cyber Security, with minimum 5 years of experience across at least three security-related areas. |
| Senior Manager (Information Security Audit) – MMGS III | 25-35 Years | B.E./B.Tech/MCA, with 5 years of experience in IS audit/security or banking software development, plus a mandatory certification (CISA/CISSP/ISO 27001:LA/OSCP). |
| Senior Manager (Database Administrator) – MMGS III | 28-38 Years | B.E./B.Tech/MCA/M.Sc, with 8 years of DB administration experience, including 5 years in production DB and 3 years in banking, Oracle/SQL Server experience mandatory, along with OCA or OCP certification. |
| Senior Manager (Network Administrator) – MMGS III | 25-35 Years | B.E./B.Tech/MCA, with 5 years of network operations experience including network security, plus a mandatory certification (CCNA Routing & Switching, CCNA Security or Check Point CCSE). |
| Senior Manager (Cyber Security Administrator) – MMGS III | 25-35 Years | B.E./B.Tech/M.E./M.Tech in CS, IT, ECE or Cyber Security, with 5 years of experience across any two specified cyber security domains. |
| Manager (Credit) – MMGS II | 23-33 Years | Graduate with MBA (Finance)/PGDBA/PGDBM/MMS (Finance) or CA or CMA, with 3 years of bank/financial institution experience, including 2 years in credit. |
| Senior Manager (Credit) – MMGS III | 25-35 Years | Graduate with MBA (Finance)/PGDBA/PGDBM/MMS (Finance) or CA or CMA, with 6 years of bank/financial institution experience, including 4 years in credit. |
| Senior Manager (Risk) – MMGS III | 25-35 Years | Graduate with MBA (Finance)/PGDM/PGDBF/MFM/MFC or Masters in Maths/Statistics/Economics, or graduate with FRM/PRM certification, with 5 years of experience in risk, credit, forex, treasury or finance. |
| Assistant Manager (Security) – JMGS I | 30-45 Years | Graduate with a computer course of at least 3 months (or IT/CS as a subject), and a retired JCO or equivalent with 5 years of service in Army/Navy/Air Force, or a Sub-Inspector/Inspector-rank officer with 5 years of service in Paramilitary Forces or Police. |
Post & Category Wise Vacancy Distribution
| Post Name (Scale) | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|
| Manager (Branch Management) – MMGS II | 15 | 7 | 27 | 10 | 41 | 100 |
| Manager (IT) – MMGS II | 10 | 5 | 18 | 7 | 25 | 65 |
| Manager (Information Security) – MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| Manager (Information Security Audit) – MMGS II | 1 | 1 | 2 | 1 | 0 | 5 |
| Senior Manager (IT) – MMGS III | 2 | 1 | 3 | 1 | 3 | 10 |
| Senior Manager (Information Security) – MMGS III | 1 | 0 | 1 | 1 | 0 | 3 |
| Senior Manager (Information Security Audit) – MMGS III | 1 | 1 | 0 | 0 | 0 | 2 |
| Senior Manager (Database Administrator) – MMGS III | 1 | 0 | 2 | 1 | 6 | 10 |
| Senior Manager (Network Administrator) – MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| Senior Manager (Cyber Security Administrator) – MMGS III | 0 | 0 | 1 | 0 | 4 | 5 |
| Manager (Credit) – MMGS II | 8 | 3 | 11 | 2 | 11 | 35 |
| Senior Manager (Credit) – MMGS III | 2 | 1 | 4 | 1 | 7 | 15 |
| Senior Manager (Risk) – MMGS III | 1 | 0 | 1 | 1 | 3 | 6 |
| Assistant Manager (Security) – JMGS I | 3 | 1 | 6 | 2 | 13 | 25 |
IOB Generalist / Specialist Officers: Salary Details
| Grade / Scale | Pay Scale | Probation Period | Service Bond |
|---|---|---|---|
| JMGS I | 48480-2000/7-62480-2340/2-67160-2680/7-85290 | 2 Years (Security Officers) | Rs. 2,00,000 (minimum 3 years service) |
| MMGS II | 64820-2340/1-67160-2680/10-93960 | 6 Months (Branch Management) / 1 Year (other posts) | Rs. 2,50,000 (minimum 3 years service) |
| MMGS III | 85920-2680/5-99320-2980/2-105280 | 1 Year | Rs. 2,50,000 (minimum 3 years service) |
Important Links
| Apply Online | Click Here |
| Download Notification | Link 1 | Link 2 |
| Official Website | Click Here |
| Join Youtube Channel | Click Here |
| Join WhatsApp Channel | Click Here |
| Instagram Join | Click Here |
| Join Facebook Group | Click Here |
| Latest Update | Sarkari Result |
IOB Generalist / Specialist Officers 2026: Selection Procedure & Exam Pattern
Selection happens in two stages – an Online Examination followed by a Personal Interview.
Online Examination (2 Hours)
For Generalist Officer (Branch Management) – Scale II
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge (Banking Law, Indian Economy, Financial System, Accounting) | 75 | 75 | 90 Minutes |
| Total | 100 | 100 | 2 Hours |
For All Other Specialist Posts
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 | 30 Minutes |
| General Awareness (Banking Industry) | 25 | 25 | 30 Minutes |
| Professional Knowledge (Post-Wise) | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
Exam Rules
- A wrong answer will cost 1/4th of the marks allotted to that question; unattempted questions are not marked.
- There is no minimum qualifying mark for English Language and General Awareness sections.
- Candidates must score at least 35% (UR/EWS) or 30% (Reserved) in the Professional Knowledge section to qualify.
Personal Interview
- The interview carries 100 marks and checks subject knowledge, communication skills and industry exposure.
- Minimum qualifying marks: 50% for unreserved candidates and 45% for reserved candidates.
Final Merit List
The final merit list is prepared with 80% weightage to the Online Examination and 20% weightage to the Personal Interview.
IOB Generalist / Specialist Officers 2026: Important Questions
How many total vacancies are there in the IOB Generalist and Specialist Officer Recruitment 2026-27?
Indian Overseas Bank has released 291 vacancies across JMG Scale I, MMG Scale II and MMG Scale III posts.
When can candidates apply for the Indian Overseas Bank Specialist Officer posts?
Online registration starts on 29 August 2026 and closes on 15 September 2026.
What is the application fee for the IOB Officer Recruitment 2026?
SC/ST/PWD candidates pay Rs. 175, while all other candidates pay Rs. 1000, inclusive of GST.
What is the age limit for the Generalist Officer (Branch Management) post?
Candidates must be between 23 and 33 years of age as on 1 August 2026, with age relaxation for reserved categories as per rules.
What is the selection process for these bank officer posts?
Selection is through an online exam followed by a personal interview, with 80% weightage to the exam and 20% to the interview.
Is any specific qualification required for the IT and cyber security officer posts?
Yes, a B.E./B.Tech/MCA/M.Sc degree in Computer Science, IT or Electronics is required, along with relevant experience and certifications for each post.